Coco Software Studio / INDEPENDENT DIGITAL STUDIO
COCO / UNIONPAY INTEGRATION

Make UnionPay a
natural part of checkout.

Your customers may prefer UnionPay, but your current counter may not be ready. Coco works through OmiPay to help Australian businesses assess UnionPay acceptance and connect payments to real-world operations.

OmiPay partner channelSydney-based engineeringDirect three-way coordination
COCO × OMIPAY
Illustrative counter checkout
UnionPay 银联

UnionPay QR payment

Australian merchant · AUD

A$128.00

✓
Payment statusConfirmed

Illustration · not real transaction data

2.2%
OmiPay public UnionPay referenceMethod, settlement and negotiated rates depend on approval and contract
Standard technical setupFree when eligible
CommunicationMerchant × Coco × OmiPay
01 / PAYMENT FIT

Does UnionPay fit your business?

Start with how your customers pay and what happens at the counter — not with the API documentation.

Visitors shop in person

Tourist retail, gifts, beauty and visitor services may see customers who prefer supported UnionPay apps.

You already have a POS

You need another payment choice, without unnecessarily replacing the existing order and cashier workflow.

You trade online and offline

Assess in-store UnionPay QR first. Online acceptance needs separate product and technical confirmation.

02 / HOW CUSTOMERS PAY

Three UnionPay QR flows.
Find the one that fits your counter.

This interaction reflects OmiPay’s published UnionPay merchant guide; availability depends on the approved merchant product.

MERCHANT QR / FIXED

Display the store’s UnionPay QR

The customer opens a UnionPay-compatible QR wallet, scans the fixed merchant code and follows the prompts to complete payment.

Not every UnionPay-branded card is a UnionPay QR wallet. Card tap, insert and swipe acceptance are different acquiring products.

Payment workflowIllustration · not a payment widget
01StoreShow QR code
02CustomerScan and approve
03MerchantReview transaction
03 / WHY COCO

Not just another QR code.
A technical partner alongside it.

Applying directly gives you access to a provider. Platform fit, issue coordination and operational handoffs may still be yours to manage.

01 / PARTNER RATE

A more competitive partner quote

OmiPay publishes a 2.2% UnionPay reference. Coco can help eligible merchants request tailored rates based on volume, industry and settlement needs; signed terms apply.

02 / SHARED CHANNEL

Merchant, Coco and OmiPay in one conversation

Direct online three-way coordination for onboarding and payment/technical questions helps avoid repeated emails. Channels are agreed when the project begins.

03 / ENGINEERING

No additional fee for standard setup

We provide agreed-scope plugin setup and testing free on four supported platforms where the payment method and plugin are eligible; custom storefronts, APIs and POS work are quoted separately.

OmiPay public UnionPay reference2.2%

For the product listed on OmiPay’s public site; actual settlement and acquiring terms must be confirmed.

OmiPay public pricing ↗
Request a Coco partner quote ↗
04 / YOUR CURRENT SYSTEMS

Keep the store you already run.

We start by checking whether your existing storefront and counter workflow can be reused. Online UnionPay availability requires confirmation from OmiPay and the plugin provider.

01 / STANDARD PLATFORMS

Platforms we can assess

WooCommerceOpenCartMagentoECShop

Where the approved channel, supported versions and standard plugin are compatible, agreed-scope configuration and testing are free. UnionPay online availability cannot be assumed on every platform.

02 / CUSTOM BUILD

Custom storefront / specialised POS

Bespoke storefronts, special payment APIs, hardware, webhooks, ERP reconciliation and complex development are separately scoped and quoted.

Discuss custom integration ↗
06 / DELIVERY PATH

From your first question to an operational checkout.

01

Understand the business

Review customer profile, existing POS, ecommerce platform and order workflow.

02

Confirm merchant eligibility

Coordinate product choice, UnionPay acceptance, fees and settlement with OmiPay.

03

Configure and test

Check QR, POS or any required integration; verify payment and transaction records.

04

Launch with clear owners

Support rollout within scope and agree how account and technical issues are coordinated.

07 / FAQ

Questions about accepting UnionPay.

Can an Australian business accept UnionPay?

OmiPay offers UnionPay acceptance to eligible Australian merchants. Approval depends on business category, merchant identity and provider underwriting.

Does this mean any UnionPay card will work?

No. This page focuses on OmiPay UnionPay QR acceptance. Tapping, inserting or swiping UnionPay cards uses different terminal and acquiring capabilities that must be confirmed separately.

What is the public UnionPay rate?

OmiPay lists a 2.2% UnionPay reference. Coco can help qualifying merchants seek a partner quote; actual rate, settlement timing and charges are set by the approved merchant contract.

Can I add UnionPay checkout to my online store?

Not automatically. OmiPay documents UnionPay QR merchant flows, but online UnionPay support must be checked against your merchant product and platform/plugin version.

Is Coco’s technical setup really free?

We can provide agreed-scope standard plugin setup, testing and launch help for WooCommerce, OpenCart, Magento and ECShop where supported. UnionPay product and plugin eligibility come first. Bespoke stores, devices and custom development are quoted separately.

Why not work directly with OmiPay?

You can. Coco adds merchant-specific rate evaluation, free eligible standard engineering and direct merchant–Coco–OmiPay coordination, without needing you to hire a separate technical team.

LET US REVIEW YOUR SETUP

When UnionPay is your customer’s preference,
your checkout should be ready.

Tell us what you sell and what website or counter equipment you use. We will assess eligibility, supported collection modes and whether your technical setup qualifies for free implementation.

Sources: OmiPay published UnionPay merchant guide and pricing. All visuals are illustrative.OmiPay QROmiPay Pricing

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